Mortgage broker for over 30 years. Offering Conventional, Jumbo, FHA, FHA 203 K, VA, USDA, Reverse and Commercial mortgages. Email address: joe(at)righttracfg(dot)com

We always want to make sure everyone that wants to own a home, can do so. To make sure that anyone that wants to buy a home, can and if the home needs to be renovated, a mortgage can be obtained to accomplish that goal as well.

We want to make sure that when someone wants to refinance their home can do so, because the numbers make sense. To make sure that the folks that have credit challenges don't give up hope. We can coach them to improve their credit.

Specialties

Am licensed to do mortgages in 8 states, CT, MA, RI, VT, NH, VT, NY and FL.

Will always protect the best interest of each and every borrower by qualifying them for a home and payment they can afford. Will assist each client through all credit issues, in order to improve their credit scores, which will always mean a better interest rate. Email address: joe(at)righttracfg(dot)com

Testimonials

"Whether you are buying your first home, or you're looking to refinance an existing mortgage, the process can be an emotional roller coaster. For so many of us, this is likely the most important purchase we'll ever make. No one recognizes that more than Joe and it's why I place my trust in him with my clients. Joe is committed to ensuring his customers have all of the information they need to make an educated decision and that their financial goals are met as well - he takes the fear and doubt out of the process which really puts people at ease." - Steve Burlingame

"The one word that comes to mind when I think or speak of Joe Petrowsky is "Nonpareil" which means second to none. Joe maintains ALL attributes in a person that you would want to know professionally and personally. I first met Joe in 2003 when I was thinking of refinancing my mortgage and before I knew it the refinance was done and I was on a quicker path of owning my home. I've kept in touch over the years and his ongoing advice has proved positive in the decisions I've made. I find myself once again utilizing Joe's services (2011/2012) and know that my next financial decisions will be towards the right direction during these economic times." - Mary Beth Rossi

“I first worked with Joe in 2007 when he helped tax clients of mine with refinancing an IRS liened property. He was professional, explained things clearly to my clients and also worked effectively through a tricky matter. It's not easy to address financing when there are IRS liens, and Joe didn't let this deter him. He was a great team player on this project.” - Attorney, Ann E. Brookes Attorney

“I can't even begin to express how much praise needs to go out to this Company. Buying a home is not an easy process no matter the situation, especially in this market. I have to say that my scenario was a difficult one to deal with and all of the patience that came with Jill, surely did not go unnoticed. Jill always kept me informed, she was thorough & never missed a step. She was always available for a phone call even after business hours. I can’t thank her more for all of her efforts & patience that went into putting my mortgage together. Meeting with Joe in the beginning eased my doubts & really encouraged me to get what I wanted. Thank You again for all of your hard work.” - Stephanie Impionbato

“Joe is the right guy to refer your clients to. His customer service philosophy ensures that your clients are well informed about the mortgage process and results in a closing. Joe has helped obtain mortgages that other have been unable to get.” - Rick Bernstein, Owner, Richard J Bernstein CPA

I have referred many clients in need of mortgage related services to Joe for assistance. His knowledge in this field is extensive and I would retain Joe as my own mortgage broker should the need ever arise.” - Robert Young, Attorney, Law Office Of Robert B Young

“Joe puts the "E" in Expert. We greatly appreciated the depth of the knowledge he shared with us when preparing to buy our first multi-family house. In a very short amount of time we learned valuable and honest information that continues to help us as we prepare to buy another home in the near future (we WILL be working with Joe again). Joe is a great person to work with and a trusted adviser as we currently venture into a new territory, owning and operating a family business. I'm inspired by and enjoy his wit, charisma and dedication to others moving forward in positive ways. From the day I met Joe Petrowsky I've recommended him highly and will continue to do so. - Dawn Greenfield

“I have known Joe since 2002. For a number of years I worked at Right Trac Financial and Joe was my mentor providing advice and knowledge about the mortgage industry. I was able to witness how Joe treated all Right Trac clients with the utmost of respect, with integrity and created innovative solutions that had a positive impact on improving the lives of his clients. When I took a position as a mortgage wholesaler, Joe became a highly valued client. Joe has high integrity and morals, a strong work ethic and a sterling reputation in the industry. There was never a question with his paperwork or documentation to support the requested loan amount. Over the years I have had the opportunity to refer numerous clients to Joe and Right Trac Financial. Each and everyone have had positive experiences and were very pleased with the way in which they were taken care of by Joe and Right Trac Financial. In today's crazy constantly changing mortgage financing environment, Joe is the person to call on to get the job done correctly with long lasting positive results for his clients. I highly recommend Joe if you need a mortgage, are thinking about refinancing your current mortgage or are in need of mortgage financing advice.” Expert, High Integrity, Creative - Carlo Carlozzi, Jr.

“My first thought of Joe upon meeting him in 2002, was that this is a man who knows what he is doing. Since then he has yet to prove me wrong. Whether we are discussing business strategy, servicing clients, or just chatting about life in general, he shows his commitment and passion. I believe it is because of his dedication to the dual role of student and teacher.” - Maria Keiser, Managing Member, The Entrepreneur Circle